i received a letter from a lawyer that said i would be garnished i live in georgia and the debt is 6 years old?
the state statue of limitations is six years can they garnish .they got a judgement . but have they run out of time i got served the judgement in 2002 so they didnt get any money in 2002 at all . my then wife and i divorced and so she bankrupted the debt so now they want me.
Personal Finance - 6 Answers
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1 :
depends on more specific information. Was the debt inccured six years ago? If so, were you making payments for awhile? The statute of limitations "clock" starts ticking when you become delinquent, NOT when you incur the debt. So if you got into debt six years ago, and you made some payments for a year - then the statute clock is only 5 years, and they haven't run out of time. If you think you're legally in the right - you may need a lawyer to get you out of it, or fight it.
2 :
talk to a lawyer to see what the legal issues are. This lawyer might be trying to bluff you. How old is the judgment?
3 :
I agree with cat, as long as the judgment was secured before the S.O.L. ran out they can garnish.
4 :
According to the link below, the statute of limitations to COLLECT on a judgment is 7 years. Are you certain you are looking at the correct statue of limitations?
5 :
If they got a judgement, then the statute of limitations doesn't even come into play. The statute of limitations is how long they have to get the judgement.
6 :
I would contact a different lawyer and ask what your options are. This has always been a good place to find good representation. http://www.localgeorgiaattorneys.com/Category/Consumer-Protection/ Sometimes they'll give you advice free of charge too. I hope this helps.
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